Owner Financing Allows You To Avoid the Banks When Buying!!

Homes available at LPHomes.com are now available with OWNER FINANCING!! That means you can purchase NOW without going to the bank to get financing. That can help you purchase NOW, even if you have the following challenges:

• Need to establish income because you're self employed
• Damaged or no credit
• Insufficient down payment to meet bank qualifications
• Need to re-establish yourself after a divorce
  

We have helped many folks who were told they couldn't buy a home, buy a home! When the banks say 'No', we say 'Yes'.

Don't want to bother trying to make it through the stiff qualifications of a bank? We'll help you avoid that issue.

Have very good credit, but need some 'owner assistance' to come up with a portion of the down payment or purchase price? We can help! For those with good credit, Often we are able to provide 'no down payment' options with easier criteria than a bank. We have unique down payment assistance programs available to help you purchase.

Have damaged credit? We can still help you get to the American Dream of home ownership! Folks that are not able to qualify for bank or owner financing will go through our lease purchase program until they are able to get financing. The good news with our lease purchase program is that the money placed up front, called 'option consideration', will go towards your down payment when it is time to convert the lease puchase to a purchase using traditional financing. Additiionally, you'll be credited a portion of your monthly lease purchase payment, called "rent credit", towards reducing the balance of your lease purchase agreement, or may even be credited towards the down payment!!

The only way to get started on your journey to home ownership is by seeing one of the homes available on our site. It is easiest to determine what can be done with your unique situation once you see the home and fill out an application. I encourage to get started now!!

HOW DOES IT WORK? You can avoid going to the banks and using traditional financing by using "owner financing". An owner may provide anywhere from 5% to 100% of the purchase price. 5-20% owner financing is used for folks that almost qualify for a traditional purchase, but need some down payment assistance. 100% financing usually comes in the form of a "land trust" or "installment sale". Under these arrangements, you will experience the benefits of home ownership, like tax write offs and appreciation. 100% financing is available to those with excellent credit and qualifications. A down payment will be required for those that are less than well qualified. Down payment assistance programs are available. The best thing to do is see the home and fill out an application. That will determine what can be done to help your unique situation!

Get started now! Check the Available Homes section for a lease purchase home that to meet your needs!!